I love buying my horse stuff. He has a collection of bonnets and a respectable stack of saddle pads. It’s not just Simon either, like many of us equestrians I just love buying things for “my baby.” I don’t anticipate that ever changing.
However, I don’t necessarily have the budget for unlimited shopping sprees and the latest and greatest of everything. In fact if I were to be honest, big purchases are either put on my credit card if they’re absolutely necessary or stretched out and budgeted if they’re wants or something I can put off a bit.
With that in mind, I’ve been doing a lot less spending on “wants” this year. A lot of this restraint and budgeting is due to some great advice my friend gave me about Simon.
Spend your money on him. Not on things for him, but for him.
It’s really, really good advice and some that I think we could all appreciate. I have absolutely no problem with people buying fun wants for their horse. If Sally has the funds to get fancy custom things and expensive items… good for Sally! You can’t spend time being jealous of those who can afford things you can’t in the horse world. At the end of the day, someone is always going to have more than you.
I’d love to have bling for my bling, an army of bridles and boots and custom all the things. The reality is there’s not room for both right now. I will always choose a good facility, good training, and proper vet care/maintenance for my horse over these items that are in my opinion, just a luxury.
For me right now, it’s hock injections over an Ogilvy. Training rides over new breeches. And I feel really good about the choices I’ve made with how I spend my money (we shall forget that I still spend way too much on my damn horse… whoops). I mean about a year ago jumping 2′ was a big deal, and we just did a hunter derby with some high options!
This is not to pick on anyone who has recently bought an Ogilvy or new breeches by the way 😉 I just think that sometimes the items marketing thinks we need to have just aren’t needs at all. This is just to share the mantra I’ve been telling myself lately when it comes to horse budgeting. My money is better spent on Simon than things for Simon, and I think our quest to do right by our horses includes how we choose to spend our money. Things do not make you a better rider or a better horse person. Things are fun to have, but should be like the icing on a cake made of hard work, proper care and a good partnership.
How do you prioritize financial expenses with your horse?